D.SESHACHALLAM
“Objective is to achieve goals – Consistently”
PRESENT EMPLOYMENT
EMPLOYER INDIAN BANK
CADRE MIDDLE MANAGEMENT CADRE
DESIGNATION MANAGER
PRESENTLY WORKING IN RETAIL BANKING SEGMENT(Centralized Loan Processing Centre)
ABOUT THE EMPLOYER
Ø Indian Bank, wholly owned by Govt. of India. Having 1400 branches all over India. The balance sheet size is INR 63000 crores.
AREAS OF OPERATION (PRESENT ASSIGNMENT)
Ø Working as Manager in Centralised Loan Processing Centre of Mumbai Circle (covering 43 branches] to where all loan applications/proposals received in all branches are forwarded. Looking after scrutinizing, processing proposals, Credit appraisal, Rating of loans and sanctioning
AREAS HANDLED IN BRANCH BANKING
Ø Fully conversant with front office management (operations) – Has worked as Branch- in – Charge, Assistant Branch Manager
Ø Deposits (Domestic and Foreign Currency)
Ø Advances (Consumer Loans, Housing loans, Vehicle loans, Mortgage loans, Personal loans, Trade finance etc.)
Ø Forex services
Ø House keeping and BackOffice
Ø General Accounting
Ø Supervisory nature, controlling operations of the day to day affairs, by leading a team of around 20 people for meeting various every day deadlines and in – charge of front office operations and business development.
Ø Handled independently all the departments like current account, savings bank, deposits, administration, bills
Ø Handled Forex, Domestic/ FCNR, NRE deposits, TDS for interest, OBC & Bills,
Ø Tax-collection (OLTAS) for various Government departments, accounting, reporting and reconciliation
JOB PROFILE
Ø Responsible for maintenance of work allocation of staff members.
Ø In administration, responsible for target, action plans, expenditure control,
staff discipline
Ø Good exposure in all retail branch-banking divisions.
AREAS OF EXPOSURE
· In-Charge of Operations. General administration, Office Routine
· Customer Relations Management
· Funds transfer for customers, Clearing House transactions, ECS, EFT, etc.
· Account opening, adherence to guidelines & procedures and related documentation
· Compliance of foreign exchange regulations in various transactions of foreign clients like FCNR accounting and reporting.
· Accounts finalization and MIS
SPECIAL ROLES / EXPOSURES
· Nominated as Relationship Officer for preferred customer (HNI) service.
· Sponsored by the Bank for Bancassurance Exam of Indian Institute of Bankers
· Co-coordinator for implementation of TIE-UP with Strategic Business partners for HDFC Insurance, United India Insurance
· Instrumental in configuring and launching of latest SWIFT messaging system
OTHER ROLES / EXPOSURES
Ø Co ordination officer for yearly Statutory Audit.
Ø Nominated as Relationship executive for preferred customer service.
Ø Designated Liaison officer for Sticky Loan accounts for reaching out to potential buyers like auction houses, investment companies, financiers for disposal of properties
Ø Selected for Co-ordination for implementation of TIE-UP with Strategic Business partners - HDFC Insurance, United India Insurance, UTI mutual Fund & ECGC
Ø Carried out a number of inspections for home loans, Unit Inspection
PERSONAL ACHIEVEMENTS
v Stood 11th in the in-house selection process for Officers on all India basis (Sept 2002)
v Stood 15th out of 1200 in MUMBAI in the selection process by UTI bank (December 2004)
v Completed JAIIB in single attempt (August 2001)
v Promoted to Middle Management Cadre from Junior level in 2 years of promotion from Junior Management Grade (April 2005)
v Stood 1st in Forex Training at Bank’s Training College (August 2004).
EDUCATIONAL QUALIFICATIONS
1. CAIIB – (Both parts) – IIBF, Mumbai
2. B.A (Economics), Madurai Kamaraj University, 1996
3. Masters In Tourism Management, Madurai Kamaraj University – 2001
4. Diploma in Textile Technology –Annamalai Polytechnic -1988
OTHER ACADEMIC QUALIFICATIONS
1. Certificate in Banc assurance, Indian Institute of Banking & Finance, Mumbai (July 2004)
2. PG Diploma In Computer Applications, Alagappa University (2001)
3. Certificate in MS Office & Internet From Computer Software College (2001)
4. Presently pursuing Master of Business Administration (Banking and Finance) in IGNOU
5.About to complete BGL (Bachelor of General Law) in Madurai Kamaraj University
COMPUTER LITERACY
PG Diploma in Computer Applications in 2001 in Alagappa University. (I Class)
M S Office: Completed Certificate Course in MS – Office and Internet in 2000
offered by Computer Software College, Chennai
Ø Thorough working knowledge in Excel and Word
Ø Better presentation with Microsoft PowerPoint
FIELD OF INTEREST IN BANKING & AMBITION
v To head a Bank
PERSONAL DETAILS
SOFT SKILLS
High numerical aptitude, Excellent Communication Skills
Leadership Qualities, Initiative & Innovative, Go-getter attitude
Hardworking, energetic, fine personality traits,
Ability to grasp new areas; Ready to learn new things; Team player.
Conversant in Five languages (Tamil, Telugu, English, Hindi and Malayalam)
Contact Details: 9994635785 (Chennai) 9867434243, 24014502(Mumbai)
Mumbai: 29 A Indian Bank House, Near Sangeeta Society, R P Road, Mulund (W), Mumbai 80
Tamilnadu: C/O V.Paruvatham, 300/9 TPR Road, Devakottai 623302, Tamilnadu
e-mail: dseshachallam@yahoo.com
PROFILE SUMMARY
NAME D.SESHACHALLAM
DESIGNATION MANAGER (Scale II)
EMPLOYER INDIAN BANK (Owned by Govt. of India)
Marital Status Married
Languages Tamil, Hindi, English (Speak, Read, Write)Telugu, Kannada, Marathi (Speak)
Telephone Nos. Mobile: 09867434243, Office: 24014502
Passport Details A 2966364 Valid up to 06-03-2007
