open to opportunitiesWhat type of job are you looking for? I'm looking for a job that would complement my 33 year experience , of which 26 have been in the investments banking/brokerage field. What languages do you speak (and at what level)? Spanish is my primary language. I am also 100% fluent in English. What country or area are you looking to work in and why? I would like to work in a country like Panama because of the stability and recent growth of the area. What countries have you worked in? United States What countries do you have a visa to work in? None. I do not need a Visa to work in the United States. What field do you currently work in? I manage a branch office of a global broker dealer. At his broker dealer, I have previously worked as an institutional salesman, a fixed income trader, have managed the Capital Markets group, and have also worked in the asset management area, mostly with fixed income instruments. What fields have you worked in before? I am a CPA that has gone astray. I worked as a CPA in a "Big 8" firm. Managed audit engagements mainly of manufacturing, banking, and consumer goods distribution. What qualifications do you hold? i hold a Bachelors Degree in Science from a southern university in 1978 Obtained my CPA degree in 1982 Currently hold all the required securities licenses such as series 3, 7, 8 (9&10), 24, 53, 55, and 63. I also hold the required insurance licenses to supervise a group of insurance agents. Which do you consider more valuable? Formal education or skills and why? Formal education will give one a base from where to start. One develops skills as you apply the base knowledge learned through education. There is nothing more valuable, however, than gaining experience by using the skills learned over time while applying the base learned through education. Describe the benefits of working with others Someone once said, "No man is an island". The only way to succeed in the financial world is through the creation of teams. A team is successful when the team members complement each other and the end result is greater than the sum of its parts. I have been involved working with teams and have seen the success of those who understand their roles and seen the failures of those that do not. Describe the benefits of working alone If ever decided to work alone, it would be to simplify and tone down my work. I do not see benefits to working alone within an organization. What was your worst working experience? Living through the recent credit crisis where I experienced friends and clients losing considerable amounts of capital. What is the most important lesson you have learnt throughout your career? There is always more than one right answer. What unique skills do you have? Because of my background in accounting and auditing, I am analytical in a way different from many of my peers who have developed through a selling culture. I conduct myself with the highest degree of loyalty, honesty and will never err on the side of being unethical. This is in my opinion a necessary condition to perform any job. What would you consider as your 'dream job'? I would like form part of a team that advises clients as to how to reach their financial goals and objectives, What are the most interesting aspects of your field? The most interesting part of my field is portfolio construction. Using the correct asset classes to maximize a portfolio within a client's risk tolerance is something I not only find interesting. I find that it provides me with a great feeling of accomplishment. What are the least interesting aspects of your field? The least interesting aspect, however, I am clear that it'd not the least important, is the regulatory/compliance area. As markets get complicated and individuals have been over-exposed to unsuitable risk, regulators have been forced to tighten the regulatory guidelines. This area has come to control much of what we do everyday. Why would you consider leaving a good (stable) position to venture to a place where you have never been to? As you get older, and wiser, you feel that after half your life, you have not been exposed to other cultures and other ways of doing things. There is a world out there waiting to be discovered. I feel that through my set of skills developed through experience I have a lot to offer. How can potential employers contact you? I have tried to present this with enough information so that it will be meaningful to the reader while maintaining some anonymity for obvious reasons. You can email me at cjosecap@yahoo.com | 
